The cost of housing, whether mortgage payments or rent, is Australians’ top financial concern for 2026.

The share of homes within a First Home Buyer’s budget has fallen dramatically to about 12% of the housing stock.

While rents are continuing to rise in capital cities, it is regional Australia that is securing the highest rental yields.

Property price growth may have slowed toward the end of the year, but new data shows 2025 was still a winner for property owners.